GastroSocial Supplementary Insurance Products

The Basis pension plan covers the mandatory employee benefits. For non-mandatory benefits or management benefits, Top, Plus and/or Integral supplementary insurance can be taken out:

Top

Top is a supplementary insurance product suitable for employees or management staff on a salary of over CHF 85‘320.– per annum. The salary is insured up to a maximum of CHF 853‘200.– per annum (pension plan Uno Top | pension plan Scala Top).

Plus points

  • Higher retirement credits thanks to the higher pensionable salary
  • Disability pension 40% of the pensionable salary
  • Partner‘s pension 25% of the pensionable salary

Plus

Plus is a supplementary insurance product which is suitable for employees or management staff who want to insure higher benefits. The salary is insured up to a maximum of CHF 853‘200.– per annum (pension plan Uno Plus | pension plan Scala Plus).

Plus points

  • Higher retirement credits thanks to the higher pensionable salary
  • An additional 2% in retirement credits
  • Disability pension 50% of the pensionable salary
  • Partner‘s pension 30% of the pensionable salary

Integral

As a supplement to the Basis, Top and Plus pension plans, Integral gives you the option to insure your full gross salary subject to AHV contributions without a coordination deduction (pension plan Uno Integral Basis | pension plan Uno Integral Top | pension plan Uno Integral Plus | pension plan Scala Integral Basis | pension plan Scala Integral Top | pension plan Scala Integral Plus).

Plus points

  • Benefits all insured persons, and in particular low-salaried, part-time and temporary workers
  • More generous benefits thanks to the higher pensionable salary
  • Simplified deduction of contributions

Tailor-made pension solutions

In addition to standard pension plans, GastroSocial also offers tailor-made pension solutions. It can make sense to offer other solutions for specific groups of employees. Such as for employees under the Collective Labour Agreement for the Hotel and Catering Industry and management staff with additional insurance cover in higher salary ranges in order to avoid underinsurance.

The social insurance specialists at GastroSocial look forward to advising you and your company in person.

More information

Details on our supplementary insurance products can be found in the Guidelines or in our «Pension plans» information sheet. Click here for the documentation required for applying to join the GastroSocial Pension Fund.