Daily Sickness Benefits Insurance

Principles

Employers must take out daily sickness benefits insurance for their employees that covers 80% of their gross salary for 720 days within a period of 900 consecutive days (art. 23 par. 1 L-GAV).

Premiums

The employer and employee each pays half of the premium for the daily sickness benefits insurance.

Special tariff for collective daily sickness benefits insurance as regulated by the insurance policies act (VVG)

SWICA tariff structure
(since 01.01.2015)

AHV annual salary
1 tariff up to CHF 99‘999.–
Ten-tier tariff    CHF 100‘000.– up to CHF 999‘999.–
Tariffs on request from CHF 1’000’000.–

Application for the collective daily sickness benefits insurance

Click here for the application form for the collective daily sickness benefits insurance.